1. Introduction

WealthAndBorders.com (the “Site”) is operated by Greystone GRC LLC. We respect your privacy and are committed to protecting it through our compliance with this policy. This policy describes the types of information we may collect and our practices for collecting, using, and maintaining that data.

2. Information We Collect

We limit data collection to the minimum required to provide our resources and fulfill product orders.

• Transaction Data: When you purchase digital products, our Merchant of Record, Paddle, collects your name, email address, and payment information.

• Communication Data: If you contact us directly via email, we collect your email address and any information provided in the message to respond to your inquiry.

• Technical Data: Like most websites, we may collect basic information about your browser type and IP address through standard web logs to ensure site security and functionality.

3. How We Use Your Information

Your information is used strictly for professional purposes:

• To deliver the digital products you have purchased.

• To provide support or answer questions regarding our resources.

• To notify you of critical regulatory updates or changes to the templates you have purchased.

• To comply with legal and tax obligations.

4. Third-Party Processing & Data Ownership

We utilize Paddle as our Merchant of Record to handle all aspects of payment processing, global tax compliance, and digital product delivery.

• Data Custodian: Paddle is the primary custodian of the transactional data (such as name and email address) required to fulfill your order.

• Access: While we have access to your order history and email address for customer support purposes via the Paddle dashboard, your full profile and payment details are held and secured by them. We do not store a separate copy of this data on our local servers.

5. Data Retention

Since we do not maintain an independent marketing or subscriber database on our server, “data retention” at DebsNCreds is limited to the records maintained within our Paddle merchant account. These records are kept to fulfill tax obligations and provide you with continued access to your purchased files.

6. Your Rights and Choices

You have the right to access, correct, or delete the personal information associated with your purchase.

• Transactional Data Revisions: For updates or revisions to the name, email, or billing information stored during your transaction, you must contact Paddle directly. As the Merchant of Record, they maintain the primary record of your purchase.

• Opt-Out: If you receive a communication from us regarding a regulatory update and wish to be removed from future notifications, you may notify us via the address on our Contact page, and we will update your status within our Paddle dashboard.

7. Contact Information

For any questions regarding this Privacy Policy or our data practices, please contact us via our  Contact page.