Terms of Service Effective Date: February 11, 2026

1. Acceptance of Terms

By accessing WealthAndBorders.com and purchasing or using any materials—including templates, spreadsheets, workbooks, or other digital products—you agree to these Terms of Service. This site and its content are owned and operated by Greystone GRC LLC.

2. Digital Product License

When you purchase digital products from this site, you are granted a limited, non-exclusive, non-transferable license for your personal use or internal business use within your organization.

  • Prohibited Use: You may not resell, redistribute, sub-license, or share these raw templates or files with third parties outside of your organization.

3. No-Refund Policy

Due to the irrevocable nature of digital downloads, all sales are final. Once a file has been purchased and the delivery link provided, we cannot offer refunds or exchanges. Please review the product descriptions and requirements carefully before completing your purchase.

4. No Professional-Client Relationship

The materials provided by WealthAndBorders are for educational and documentation support purposes only.

  • Not Advice: Content on this site does not constitute legal, accounting, tax, or regulatory advice.

  • No Relationship: Use of these templates or any communication with this site does not create a professional-client relationship between you and Greystone GRC LLC or its principals.

  • User Responsibility: You are responsible for ensuring that any documentation you produce meets the specific requirements of your regulators or bank partners.

5. Merchant of Record Disclosure

Payment processing and digital delivery are managed by our Merchant of Record, Paddle. By completing a purchase, you also agree to their terms and conditions. Your financial data is processed securely by them and is never stored on our servers.

6. Limitation of Liability

To the maximum extent permitted by law, Greystone GRC LLC shall not be liable for any direct, indirect, or consequential damages resulting from the use or inability to use the materials provided. All products are provided “AS IS” without warranties of any kind.

7. Governing Law

These terms are governed by the laws of the State of Colorado, where Greystone GRC LLC is registered, without regard to conflict of law principles.

8. Contact Information

For any questions regarding these Terms, please contact us via the Contact page at GreystoneGRC.com.

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